How does the Debt Relief Program Work?

Below is a list of debts and creditors with which we can and cannot work.

Also, please note that:

The accounts you wish to enroll must be unsecured (uncollateralized).
Each individual account balance must be $500 or more.
The total debt amount for all of your accounts combined must be $7500 or over.

Debts That Qualify Are:

Major Credit Cards
Department Store Cards Including Furniture
Gas Cards
Bank Loans from Prior Banks
Installment Loans
Finance Companies
Unsecured Personal Loans (American General, CitiFinancial)
Repossession Deficiency Balances – you must have the current statement
Business Debts – We do prefer for your business to already be closed. Also, you cannot have anything secured tied to any of the business accounts.
Bank, Overdraft, and Associated Fees (you must have a statement and the debt must be with a collection agency)
Cell Phones (Not Current)
Credit Unions whose members are not Federal or Military employees
Veterinarian Bills over $500
Abandoned Time Shares – You must have current statements provided for them
Judgments 6 months or older must be provided with documentation
Back Rent (if you are not the current resident any longer)

* Important – Please Read *

You must include either all accounts of a single creditor or none.

For example: If you have three Chase cards, you can either include all three Chase cards, or none from Chase whatsoever.

Debts We Cannot Assist With:

Mortgage Loans
Auto Loans
Student Loans (Private or Federal)
Cash Call Loans
Personal Loan from Current Bank
Child Support
Back Taxes
Speeding Tickets and/or Fines
Current Cell Phones, back rent (current residence), back utilities
Current litigation accounts (less than 6 months)
NSF (Insufficient Funds) Checks
Gambling Debts – There are exceptions, must pre-approve
Newly taken/high cash advances, Balance Transfers and Large Luxury Purchases where 3-6 payments have been made (case by case depending on amount and timing of the transaction)
AAFES, STAR or USAA cards (military)
Car Repair bills
Rent-a-center bills
Warranty Contracts
Insurance Policies
Check Cashing Establishments
Attorney Fees
Bail Bonds

NationalRelief.com can help you find the right solution with a free consultation. You can fill out our Short Application and one of our debt specialists will contact you within minutes, or you can call now – (888) 703-4948.

How Does Debt Consolidation Work

Debts We Can Settle

Unsecured debts:

Credit cards
Unsecured loans, personal loans, or lines of credit
Medical bills
Collections or repossessions
Business debts

Debts We Can't Settle

Secured debts:

Lawsuits
IRS debt or back taxes
Utility bills
Auto loans, government loans, or student loans
Mortgages or home loans
Other secured debts

Your Debt Relief Alternatives

If you are considering a type of debt relief program, know that there are alternatives to debt settlement. National Relief also offers debt management, which may work better for some consumers.

Your Consumer Rights

All consumers should be aware that they have specific rights under The Fair Debt Collection Practices Act. Debt collectors must follow the rules. Violations of this act by collectors can result in the consumer receiving damage awards.