Your Debt Relief Options
With an estimated 43% of American families spending more than they earn over the course of the year, it's easy to see why various debt relief options have become so popular.
But now that debt relief has become its own business, it's getting easier and easier for hard working families and individuals to fall victim to predatory lenders who offer high interest consolidation loans.
This is why it's best to settle your debts. Debt settlement is the fastest and most efficient means of debt relief out there today. If you choose to settle your debts, you won't take on new debt or spend years paying back debts; you'll be out of debt for good.
Consolidation loans are still just that - a loan that you will have to repay, often with a high interest rate, or one that magically becomes higher once you sign on the dotted line, with hidden fees and terms that will keep you paying for years.
And even debt management programs will have you on the hook for a long time too. With an average of 5 to 7 years of repayment, it's easy to see why so many people fail to finish these programs.
But debt settlement offers real debt relief, meaning you'll be able to completely eliminate your debt in a fraction of the time and money you would have spent otherwise.
When you choose to settle your debts, a professional debt negotiator works with you and your lenders to arrange for one final lump payment, a payment that is often thousands less than you would have paid.
 The National Debt Relief Group can help you find the right solution with a free consultation. You can fill out our Short Application and one of our debt specialists will contact you within minutes, or you can call now – (888) 703-4948.
Debt Relief Options
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Debts We Can Settle
Unsecured debts:
- Credit cards
- Unsecured loans, personal loans, or lines of credit
- Medical bills
- Collections or repossessions
- Business debts
Debts We Can't Settle
Secured debts:
- Lawsuits
- IRS debt or back taxes
- Utility bills
- Auto loans, government loans, or student loans
- Mortgages or home loans
- Other secured debts
Your Debt Relief Alternatives
If you are considering a type of debt relief program, know that there are alternatives to debt settlement. National Relief also offers debt management, which may work better for some consumers.
Your Consumer Rights
All consumers should be aware that they have specific rights under The Fair Debt Collection Practices Act. Debt collectors must follow the rules. Violations of this act by collectors can result in the consumer receiving damage awards.
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