Debt Settlement
Debt settlement, also called debt negotiation, may provide you with the much needed debt relief you seek. Whether it's from credit cards or other unsecured debt, including signature loans, this debt settlement option may be able to help you:
- Make one simple monthly program payment that’s lower than your monthly minimum payments by half!
- Save you up hundreds and thousands of dollars overall by getting credit card companies to agree to reduce your credit card debt.
- Lower your monthly minimum payments by up to 50%
- Help you become totally debt free in a fraction of the time--often cutting months or even years from the time normally needed.
- Communicate with your credit card companies and/or collection companies.
Understanding Debt Settlement or Debt Negotiation
When you owe money to creditors, whether the debt is secured by collateral or unsecured debt, a creditor has the right to sue in court if you aren't paying in accordance with the terms of your creditor agreements. Fortunately, most creditors, including most credit card companies, will agree to settle your debts for less than you owe, often for much less than you owe, because often it's the most profitable strategy for them to use.
The bottom line: Credit card companies and other debtors want to collect as much as they can on debts that are owed, but they recognize that many people encounter financial circumstances that make it next to impossible to recover from debt.
People who are helped by debt settlement companies include those who have experienced a loss of a job, unexpected medical bills, illness, or other unforeseen circumstances that put a strain on finances.
Credit card debt settlement companies specialize in getting the facts on your personal debt situation, presenting those facts to the credit card companies, and negotiating with credit card companies to settle for much less.
Get The Help You Need Today
 The National Debt Relief Group can help you find the right solution with a free consultation. You can fill out our Short Application and one of our debt specialists will contact you within minutes, or you can call now – (888) 703-4948.
Debt Settlement
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Debts We Can Settle
Unsecured debts:
- Credit cards
- Unsecured loans, personal loans, or lines of credit
- Medical bills
- Collections or repossessions
- Business debts
Debts We Can't Settle
Secured debts:
- Lawsuits
- IRS debt or back taxes
- Utility bills
- Auto loans, government loans, or student loans
- Mortgages or home loans
- Other secured debts
Your Debt Relief Alternatives
If you are considering a type of debt relief program, know that there are alternatives to debt settlement. National Relief also offers debt management, which may work better for some consumers.
Your Consumer Rights
All consumers should be aware that they have specific rights under The Fair Debt Collection Practices Act. Debt collectors must follow the rules. Violations of this act by collectors can result in the consumer receiving damage awards.
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