Debt Settlement will help you get rid of your debts so you can re-take control of your life.

Times are tough, and many Americans are facing unparalleled problems with debt. If you are living a life filled with collection phone calls, threatening letters in the mailbox and sleepless nights, you need to know about National Relief. Whether you are delinquent or struggling to make minimum payments, you may be able to get rid of your mounting debt and begin to see light at the end of the tunnel.

National Relief is a debt settlement company, whose dedicated team of professionals has but one goal, and that’s to help you turn your life around. It doesn’t matter how much unsecured debt you have, we are there to help remove the worry, the stress and get you on the path to financial recovery.

Why is debt settlement a better choice for you?

Using a debt settlement service is a choice, and a choice that can change your life.

When you use National Relief for debt settlement services, here is what you can expect:

We have debt settlement professionals who will work with your creditors to get your balances as low as possible.
Rather than continuing to pay huge and numerous bills each month, you will start making one low monthly payment. We will get it to an amount you can cope with, and each payment will be put into an FDIC insured trust account, where it will work to satisfy your debts.
Within 12 to 36 months of starting a debt settlement plan, you can expect to settle your debts, and through a payment plan you can live with.

Why Consider Debt Settlement Over Bankruptcy?

Many people think that bankruptcy is their only option when debts seem insurmountable, but that is a very old notion. Bankruptcy can and will affect your credit for years to come, and can result in loss of property as well as still being forced to pay off the debts. Bankruptcy is one way to lose your credit and still be in debt.

Here’s how it works:

Bankruptcy can destroy your credit by leaving your ratings low for as long as 7 to 10 years.
Chapter 7 bankruptcy can require the sale of any property not protected by law.
Chapter 13 bankruptcy will offer a payment plan and will leave a bankruptcy mark on your credit report.
Your credit report will reflect the bankruptcy option you chose, and your chances of getting credit will be low if not impossible. Interest rates will be high.

Yes, bankruptcy is an option, but is it one you want to take?

How Can Debt Settlement Help You?

By knowing more about debt settlement and how it works, you may see that it is the right path to take for eliminating your debt problems.

Debt settlement programs do not appear on your credit report. Your debts will appear settled as agreed.
As you make monthly payments through an FDIC insured trust account, your credit report will reflect debts as they are paid off.
You can start to re-establish your credit while working through a debt settlement agreement. If you opt for bankruptcy, this won’t be possible for years.
Your credit score will start to return to a normal rating after the completion of the program. When your debts are settled, the debt to income ratio falls and that helps lift your score.

Debt Settlement and Other Alternatives

At National Relief, we believe that debt settlement is a good option for many people. We can provide the knowledge and experience to help you make the right decision for your circumstances. That’s why we provide information and guidance on two other main credit relief alternatives to debt settlement:

Debt Management

Bankruptcy

National Relief can help you find the right solution with a free consultation. You can fill out our Short Application and one of our debt specialists will contact you within minutes, or you can call now – (888) 703-4948.

Debts We Can Settle

Unsecured debts:

Credit cards
Unsecured loans, personal loans, or lines of credit
Medical bills
Collections or repossessions
Business debts

Debts We Can't Settle

Secured debts:

Lawsuits
IRS debt or back taxes
Utility bills
Auto loans, government loans, or student loans
Mortgages or home loans
Other secured debts

Your Debt Relief Alternatives

If you are considering a type of debt relief program, know that there are alternatives to debt settlement. National Relief also offers debt management, which may work better for some consumers.

Your Consumer Rights

All consumers should be aware that they have specific rights under The Fair Debt Collection Practices Act. Debt collectors must follow the rules. Violations of this act by collectors can result in the consumer receiving damage awards.