Starting February 22nd, every payment you make towards your credit cards will be more effective in paying down your balance. Why? Read on to find out more. [More]

Identity theft happens everyday and becoming a victim only brings headaches and trouble. Learn how to dispose of your credit cards and other personal information in a safe and secure manner. [More]

Most of us have credit cards with interest rates of over 10%. One little slip up with a payment and that rate could shoot up to 25% or more. Here are a few things you should know as well as some tips on how to avoid letting your creditors getting even more out of you. [More]

Collection calls are annoying, intrusive and humiliating. Ignoring them will not help your situation. Read on for information on what to do when collection agencies call and how to handle them. [More]

Many of us have heard that credit checks can lower our credit score. Read on to find out what kind of inquiries you should watch out for and why it's important to know the difference. [More]

Banks make billions every year on fees alone. Here are the most common fees you need to know about and watch out for. [More]